Garnishments & Executions
Garnishment - When a third party (the garnishee) holds a debtor’s money or property, garnishment permits the creditor to seize that money or property in order to pay the creditor’s claim. Garnishment requires court involvement, which requires knowledge of the legal system and skill in locating assets.
Execution - Execution is the process of putting into effect the final judgment of the court. While garnishment takes property or money that is in the hands of a third party, execution takes property or money that is in the hands of the judgment debtor. Indeed, recent changes in Michigan law allow a judgment creditor to register a judgment lien against the debtor’s real estate. Courts have discretion to quash a writ of execution. Consequently, you need legal support to ensure that you avoid legal pitfalls and collect what is owed.
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