LAW OFFICES OF RL JOHNSON                        
Disclaimer: The information provided herein is provided for informational purposes only and does not purport and is not intended to solicit, initiate, or form an
Attorney-Client relationship.  Moreover, while some of the information found on this site is based on laws and court rulings, it is not intended to be legal advice and must
not be relied upon as legal advice on specific facts.
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COLLECTIONS

In todays economy more and more businesses are struggling, which often leads to vendors and service
providers not getting paid.  Indeed, initial attempts to collect on aged receivables often follow a typical pattern:  
demand letters and collection calls, followed by a civil filing is state court, followed by stalled litigations,
followed by the debtor filing bankruptcy.

Moreover, the collection process is fraught with legal pitfalls.  For instance, did you know that a state’s
occupational code might require you to obtain a debt collector’s license?  Did you know that all states have
consumer protection statutes that—if offended—could result in your business paying a fine and the debtor’s
legal costs?  

Further, the Fair Debt Collection Practices Act (“FDCPA”),
15 USC 1692 et seq., requires that debt collectors
treat debtors fairly and prohibits certain methods of debt collection. The FDCPA is considered a consumer
protection act, and courts have held that it is a strict liability statute.

There are steps that your business can take to safeguard its position before the sale, after the sale, and into the
debtor's bankruptcy.   We can help.  Please give us a call to discuss your business needs.

LOCATIONS   

MAIN OFFICE

Livonia Michigan
39111 Six Mile Road
Livonia, Michigan 48152
Tel.:  (734) 521-2501
Fax:  (800) 597-0284




Our Other Locations

    Southfield Michigan
    Call for an appointment:  (800) 597-0284

    Bloomfield Hills Michigan
    Call for an appointment:  (888) 443-4146

    Novi Michigan
    Call for an appointment:  (800) 545-8930
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