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Attorney-Client relationship.  Moreover, while some of the information found on this site is based on laws and court rulings, it is not intended to be legal advice and must
not be relied upon as legal advice on specific facts.
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LAW OFFICES OF RL JOHNSON
Effective, Compassionate, Affordable Legal Representation
Phone:  (800) 597.0284
Fax:       (800) 597.0284
Email Us
    Bankruptcy

        We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code

While bankruptcy may be your only option, we can help you determine if there’s another way out.

    That is to say, in additional to assessing your eligibility to file Chapter 7, our evaluation consists in three (3) parts:

    1.       What are the consequences of doing nothing?
    2.       Is it possible and economically feasible to negotiate with your creditor(s) so as to avoid the need to file bankruptcy?
    3.       What will your financial picture look like after bankruptcy?

If it turns out that bankruptcy is the only solution to your problem, there are several things that you’ll need to do in preparation for
filing the bankruptcy petition to ensure that your petition doesn’t get dismissed.

Thus, the place to start is a careful evaluation of your situation in light of the new changes in the bankruptcy code.  This will help fix the
timing and precise manner of your filing.

Further, we are willing to handle this matter for you for a flat rate.  

Our assistance may include bankruptcy relief.  We also employ strategies that:

    Slow down—and often—avert collection activities

    Help clients devise an actionable strategy for dealing with personal and marital debt.

    We also . . .

    Represent clients in short sales to ensure that judgments include security for clients in the event an opposing party does not
    cooperate in a sale, or a party in possession defaults on mortgage.

    Ensure clients secure documentation verifying that lenders will not pursue a deficiency judgments following settlement.  
    Help clients anticipate the tax ramifications associated with debt settlement—i.e., forgiveness of debt is treated as income.

Click the button below to view a Microsoft PowerPoint presentation that will provide more information about bankruptcy, recent
changes to the Code, as well as some ways that you may be able to avoid it.
View PowerPoint